What's New
AI Mutual Fund Recommendations (Beta)Try now
SIPnHike logo
SIPnHike
SIPnHikeSIPnHike · Global finance calculators

Plan smarter. Grow faster.

SIP (auto‑invest), EMI (loan & mortgage), and Salary Hike calculators that actually make sense—fast, accurate, and built for India and the world.

Free · No sign‑up · India & global formats (₹ lakh/crore, $, £, €)

What’s New

AI Mutual Fund Recommendations (Beta)

Personalized fund picks for SIP and Lumpsum—based on your amount, expected return, and period.

What’s inside
  • AI‑curated picks for SIP & Lumpsum
  • Fund cards: name, category, NAV
  • 1/3/5Y CAGR snapshot & risk
  • Projected value with your inputs
How to try
  1. Open the SIP calculator
  2. Enter amount, return %, period → Calculate
  3. Click the AI recommendations button to open the results popup
Try with SIP Calculator
Notes & limitations
  • Beta quality; India‑focused data first
  • Uses historical/public data.
  • AI may be inaccurate—verify independently.
SIP Calculator
Popular
Auto‑invest with confidence. Forecast returns monthly or yearly with compounding.
  • Amount‑in‑words and compact units
  • Inflation‑aware projections
Open SIP Calculator
EMI Calculator
Popular
Loans, mortgages, and car loans—see monthly installments instantly.
  • Amortization‑friendly outputs
  • Charges & interest support
Open EMI Calculator
Salary Hike
Negotiate better—estimate revised pay by % or new salary and see impact clearly.
  • Bonus toggle & scenarios
  • Amount‑in‑words for clarity
Open Salary Hike

Why SIPnHike?

Designed for clarity, built for speed, and ready for your currency and country.

Crystal‑clear results

Readable numbers, amount‑in‑words, and compact K/L/Cr or K/M/B units so decisions are instant.

Multiple Currencies & Countries

$£
🇮🇳🇺🇸🇬🇧🇩🇪🇫🇷🇦🇺🇨🇦🇪🇺

Customize the app with your preferred currency and country. Supports India, USA, UK, Germany, France, Australia, and Canada.

Open Settings

Fast and accessible

Lightweight, mobile‑first, keyboard friendly, and color‑contrast aware—works beautifully everywhere.

Resources & Learning

Everything you need to make informed financial decisions

Investment Guides
Comprehensive guides on tax-efficient investing, age-based strategies, and financial planning.
  • Tax-efficient investing strategies
  • Age-based investment planning
  • Home loan & EMI optimization
Browse Guides
Financial Blog
Latest insights, market updates, and expert advice on personal finance and investments.
  • Market analysis & trends
  • Personal finance tips
  • Investment strategies
Read Blog
FAQs & Help
Quick answers to common questions about SIP, EMI calculations, and financial planning.
  • Calculator usage guides
  • Financial terminology
  • Common calculation doubts
Get Help

Get the SIPnHike App

Download the Android app today. iOS app is coming soon.

Android (Google Play)
The best SIP, EMI and Salary Hike tools in a lightweight mobile app.
  • Fast, clean UI
  • Works great on low bandwidth
Get it on Google Play
iOS (App Store)
We’re working on the iOS app — launching soon.