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SIPnHike: AI Financial Calculator
SIP (auto‑invest), EMI (loan & mortgage), Emergency Fund, and Salary Hike calculators that actually make sense, fast, accurate, and built for India and the world.
Free · No sign‑up · India & global formats (₹ lakh/crore, $, £, €)
AI Mutual Fund Recommendations
Personalized fund picks for SIP and Lumpsum, based on your amount, expected return, and period.
- AI‑curated picks for SIP & Lumpsum
- Fund cards: name, category, NAV
- 1/3/5Y CAGR snapshot & risk
- Projected value with your inputs
- Open the SIP calculator
- Enter amount, return %, period → Calculate
- Click the AI recommendations button to open the results popup
- Uses historical/public data.
- AI may be inaccurate, verify independently.
- Beta: Initial coverage is limited; broader regional support coming soon.
- Currently optimized for Indian markets; global expansion in progress.
Tools Loved by SIPnHike Users
Pick the calculator you need—SIP, EMI, salary hike, emergency fund, or fixed deposit—and get instant insights.
- SIP returns calculator with inflation-adjusted projections
- AI-curated mutual fund recommendations for Indian investors
- Monthly & yearly investment tracking with compounding
- Plan in ₹/$/£/€/C$/A$ with locale-aware SIP inputs and results
- EMI calculator for loans, mortgages & car loans
- Processing fees, interest rates & amortization schedules
- Principal vs interest breakdown with visual charts
- EMIs, totals & amortization in ₹/$/£/€/C$/A$ with locale formatting
- Salary hike calculator by percentage or new salary
- Bonus scenarios & annual impact analysis
- Multi-currency & multi-locale support
- Monthly & annual salary comparison table
- Emergency fund calculator based on income & expenses
- Savings gap analysis with visual breakdown
- AI-powered personalized recommendations
- Goal, monthly saving & gap in ₹/$/£/€/C$/A$ (switch anytime)
- Latest FD rate fetch for India so your fixed deposit calculator stays accurate
- Monthly/Quarterly/Half-Yearly/Annual compounding options tuned for Indian banks
- Maturity amount, interest earned & effective annual yield in one FD calculator view
- Best for India: compare SBI/HDFC/ICICI-style fixed deposit returns with ₹ defaults and locale-aware formatting
Why SIPnHike?
Designed for clarity, built for speed, and ready for your currency and country.
Crystal-clear results
Readable numbers, amount-in-words, and compact K/L/Cr or K/M/B units so decisions are instant.
Multiple Currencies & Countries
Customize the app with your preferred currency and country. Supports India, USA, UK, Germany, France, Australia, and Canada.
Open SettingsFast and accessible
Lightweight, mobile-first, keyboard friendly, and color-contrast aware—works beautifully everywhere.
Resources & Learning
Everything you need to make informed financial decisions
Investment Guides
Financial Blog
FAQs & Help
Connect with SIPnHike
Follow us for product updates, tips, and new features
Get the SIPnHike App
Download the Android app today. iOS app is coming soon.
- Fast, clean UI
- Works great on low bandwidth