SIPnHike · Global finance calculatorsPlan smarter. Grow faster.
SIPnHike: AI Financial Calculator
SIP (auto‑invest), EMI (loan & mortgage), Emergency Fund, and Salary Hike calculators that actually make sense, fast, accurate, and built for India and the world.
Free · No sign‑up · India & global formats (₹ lakh/crore, $, £, €)
What’s New
AI Mutual Fund Recommendations
Personalized fund picks for SIP and Lumpsum, based on your amount, expected return, and period.
What’s inside
- AI‑curated picks for SIP & Lumpsum
- Fund cards: name, category, NAV
- 1/3/5Y CAGR snapshot & risk
- Projected value with your inputs
How to try
- Open the SIP calculator
- Enter amount, return %, period → Calculate
- Click the AI recommendations button to open the results popup
Notes & limitations
- Uses historical/public data.
- AI may be inaccurate, verify independently.
- Beta: Initial coverage is limited; broader regional support coming soon.
- Currently optimized for Indian markets; global expansion in progress.
Tools Loved by SIPnHike Users
Pick the calculator you need—SIP, EMI, salary hike, emergency fund, or fixed deposit—and get instant insights.
SIP Calculator
PopularAuto-invest with confidence. Forecast returns monthly or yearly with compounding.
- SIP returns calculator with inflation-adjusted projections
- AI-curated mutual fund recommendations for Indian investors
- Monthly & yearly investment tracking with compounding
- Plan in ₹/$/£/€/C$/A$ with locale-aware SIP inputs and results
EMI Calculator
PopularLoans, mortgages, and car loans, see monthly installments instantly.
- EMI calculator for loans, mortgages & car loans
- Processing fees, interest rates & amortization schedules
- Principal vs interest breakdown with visual charts
- EMIs, totals & amortization in ₹/$/£/€/C$/A$ with locale formatting
Salary Hike Calculator
Negotiate better, estimate revised pay by % or new salary, and see impact clearly.
- Salary hike calculator by percentage or new salary
- Bonus scenarios & annual impact analysis
- Multi-currency & multi-locale support
- Monthly & annual salary comparison table
Emergency Fund Calculator
Plan your safety net with clear guidance on emergency savings.
- Emergency fund calculator based on income & expenses
- Savings gap analysis with visual breakdown
- AI-powered personalized recommendations
- Goal, monthly saving & gap in ₹/$/£/€/C$/A$ (switch anytime)
Fixed Deposit Calculator
Plan FD maturity, compare the latest rates, and track take-home interest.
- Latest FD rate fetch for India so your fixed deposit calculator stays accurate
- Monthly/Quarterly/Half-Yearly/Annual compounding options tuned for Indian banks
- Maturity amount, interest earned & effective annual yield in one FD calculator view
- Best for India: compare SBI/HDFC/ICICI-style fixed deposit returns with ₹ defaults and locale-aware formatting
Why SIPnHike?
Designed for clarity, built for speed, and ready for your currency and country.
Crystal-clear results
Readable numbers, amount-in-words, and compact K/L/Cr or K/M/B units so decisions are instant.
Multiple Currencies & Countries
₹$£€
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Customize the app with your preferred currency and country. Supports India, USA, UK, Germany, France, Australia, and Canada.
Open SettingsFast and accessible
Lightweight, mobile-first, keyboard friendly, and color-contrast aware—works beautifully everywhere.
Resources & Learning
Everything you need to make informed financial decisions
Investment Guides
Comprehensive guides on SIP, loans, taxes, and financial planning.
SIP investment guideMutual fund selection tipsTax-efficient investing (ELSS, 80C)Investment strategies by ageEMI calculation guideHome loan & mortgage planningEmergency fund planningSalary negotiation & planningStock Market Investment GuidePersonal Finance Management GuideCredit Score Improvement GuideComplete Retirement Planning GuideComplete Home Loan GuideComplete Health Insurance GuideComplete Fixed Deposit Guide
Browse Guides Financial Blog
Latest insights, market updates, and expert advice on personal finance.
Why SIP Inflows Are Still Up Despite Market SwingsChina-Taiwan Chip War: What Happens to Your Tech Stocks?Why Did Energy Prices Tumble During a Market Surge?US–Iran War: What Happens to My Investments? ExplainedSIP Paused in Correction? Here's What Happens NextFII Selling Impact on Nifty: What Happens to Your Portfolio?De-Dollarization: Is Gold the Only Safe Bet for Indian Investors?Why Your Savings Need Gold if De-Dollarization Hits IndiaThe Rupee Under Pressure: Why Gold Remains the Ultimate Portfolio Anchor in 2026How to Inflation-Proof Your SIP Amidst Middle East Tensions
Read SIPnHike Blog FAQs & Help
Quick answers to common questions about SIP, EMI, and salary hikes.
Connect with SIPnHike
Follow us for product updates, tips, and new features
Facebook Page
News, tips, and product updates from SIPnHike.
YouTube Channel
Tutorials and walkthroughs for calculators and finance basics.
Featured In
SIPnHike AI Financial Calculator featured on leading product discovery and review platforms
Get the SIPnHike App
Download the Android app today. iOS app is coming soon.
Android (Google Play)
The best SIP, EMI and Salary Hike tools in a lightweight mobile app.
- Fast, clean UI
- Works great on low bandwidth
iOS (App Store)
We’re working on the iOS app — launching soon.